How is Progressive Auto Insurance Company Quotes, Customer Reviews, Pros and Cons?
How is Progressive Car Insurance Company, Quotes, Rates, Discounts? What is Professionals and real customers Progressive car insurance reviews and Progressive car insurance pros and cons?
With more than 80 years of insurance experience, Progressive was founded in 1937. The original mission of the progressive insurance company was to be the number one choice for auto insurance for both consumers and agents. That is to say Progressive is best known for its auto insurance policies. Progressive auto insurance is a great option for drivers who want to customize their policy. The company also offers an impressive list of discounts and online calculators, like the Name Your Price Tool, which helps you find coverage within your budget.
Compared to other companies operating in the same states, Progressive Alaska is the most expensive car insurance in the states of Vermont and Georgia. and South Carolina. The second most expensive states are Hawaii, Minnesota, Ohio, Oregon and Massachusetts. Also Progressive was the third most expensive for Colorado, Maine, Nebraska, New Mexico, South Dakota, Kentucky, West Virginia and Virginia. It was ranked as cheaper compared to its competitors for all other states.
- Discounts of Progressive Auto Insurance Company
- Progressive car insurance Quotes
- Progressive Car Insurance pros and cons
- Real Customers Progressive Car insurance Reviews
- Progressive Car Insurance Customer Reviews part 2
- Progressive Car Insurance Customer Reviews part 3
- Other features of Progressive Auto Insurance
Discounts of Progressive Auto Insurance Company
- Multi-policy discount: For instance when you bundle a home and auto insurance policy you get 5% discounts.
- Multi-vehicle discount: 4%
- Continuous insurance discount: If you switch to Progressive from another insurance provider, Progressive will give you a discount based on how long you were insured with the previous company.
- Snapshot safe driver discount program: For instance by enrolling in the Snapshot safe driver discount program, you could save an average of $146 per year by proving that you’re a safe driver.
- Teen driver discount: if you add a teen driver under 18 to your policy.
- Good student discount: 0% discounts for students with B average or better.
- Distant student discount: for Students with at least 22 years old and who attend college more than 100 miles away and don’t have a car on campus.
- Homeowner discount: 10% progressive car insurance discounts.
- Online quote discount: 7% discount.
- Sign online discount: 9% on their policy.
- Paperless discount: Progressive offers a small discount for drivers who enroll in paperless statements.
- Pay in full discount: Drivers can get a discount on their policy by paying their annual premium in full.
- AutoPay discount: Signing up for automatic payments will lower your rate.
- Deductible savings bank: For each policy period, if you don’t have an accident, violation, or claim, then Progressive will lower your deductible by $50.
- Claims-free discount: an average of 31%discounts, if you have no tickets or accidents on your record within the past three years.
- Having a three-year-old or newer car that is brand new.
- Driving for five years and haven’t had any incidents.
- Completing a defensive driving course or driver’s education for young drivers
- Participating in a military emergency deployment with the United States of America.
Progressive car insurance Quotes
The average monthly premium for liability insurance alone at a progressive car insurance company is between $101 and $223. But Progressive car insurance offers the lowest premium and quotes in the states of California, Hawaii, Idaho, Illinois, Indiana, Iowa, Maine, Montana, New Hampshire, North Carolina, North Dakota, Ohio, Tennessee, South Dakota, Vermont, Wisconsin, and Wyoming. In these states, you can have Progressive car insurance by paying an average monthly premium of $114.
On the other hand the most expensive states for Progressive’s Auto insurance are Connecticut, Delaware, District of Columbia, Florida, Georgia, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Nevada, New Jersey, New York, Rhode Island, South Carolina, Texas and Utah. For example the average monthly premium for liability insurance alone in these states is $190.
Sample Progressive car insurance quotes( annual premiums) for Minnesota state
|Coverage Type||45-year-old, female safe driver (0 prior accidents) 2018 Ford Explorer All-Wheel Drive||24-year-old, male high-risk driver (2 prior at-fault accidents) Ford Explorer All-Wheel Drive|
|Liability (bodily injury and property damage)|
|Uninsured/underinsured motorist bodily injury|
|PIP medical $100 deductible|
PIP economic with $200 deductible
Progressive Car Insurance pros and cons
- Easy quotes process.
- Good coverage options (includes pets if you need).
- Great car insurance discounts.
- Highly rated mobile app
- Easy to search for affordable quotes using the Name Your Price feature.
- Offers unique coverages like custom parts and equipment (CPE)
- Customizable coverage for both auto and home policies is available.
- Snapshot app can save $130
- Free pet injury coverage included in collision coverage.
- Offers rideshare insurance for Uber and Lyft drivers.
- Available in 48 states.
- Competitive rates for drivers with a DUI.
- 24/7/365 customer support available.
- Good choice for high-risk drivers.
- Third-largest personal auto insurer in the USA.
- A+ financial strength rating from AM Best and A+ rating from the BBB.
- Specialized coverage options include loan/lease payoff and custom equipment.
- Usage-based insurance discount.
- Rideshare coverage available.
- Complaints against Progressive about auto insurance are below the industry average.
- Helps with SR-22 insurance certificates for drivers with high-risk profiles.
- Wider variety of non-auto vehicle insurance options than many insurers, including Segway, golf cart, and personal watercraft.
- Progressive caters to drivers interesting in bundling several lines of insurance.
- Progressive ranked third overall in online satisfaction in The Zebra’s Customer Satisfaction Survey.
- Online tool for the users to get insurance quotes instantly.
- Expensive for young or teen drivers.
- Above-average rates for many drivers.
- Average customer service ratings.
- Below average rating for car insurance shopping customer satisfaction.
- Snapshot program can raise rates for some drivers.
- Higher rates than some competitors.
- Prices may be higher depending on how you purchase.
- Low customer service and claims handling scores.
- Missing common discounts, including anti-theft system, defensive driving and airbag.
- Auto body shop professionals give Progressive’s collision repair processes a C grade.
- Won’t insure a car worth more than $150,000
- Progressive does not offer perks for enrolling in homeowners insurance.
- Additional home insurance options are limited.
- according to the NAIC Company Complaint Index, Progressive has higher than average complaints for most of its insurance products.
- Discount options and coverage types are different for different states, a bit confusing for the users.
- Too many solicitations, hence high time investment.
- Certain discounts and coverages are not available in some states.
- Rates can be on the higher side.
Real Customers Progressive Car insurance Reviews
Highest Rated Customer Reviews
- My experience with Progressive was great. My car broke down and I need it towed to a repair shop on a Saturday. Therefore they found a tow truck company and kept me informed every step of the way. Every person I spoke with at Progressive was professional, knowledgeable, and friendly. They have fantastic customer service.
- I have had progressive for almost two years on three cars. I previously had a local company from New England who wanted to cancel one of my drivers because of an accident. So Progressive insured us and has given us some of the BEST service I have had in my 30+ years of driving in Massachusetts. Progressive handled my claim where my car was parked and totaled by another car from out of state. They paid all costs they were responsible for in a timely manner and kept me informed throughout the claims process. I think they are a great company and I recommend them to anyone. Lastly, they do have good rates. So don’t be fooled by the company that says ‘Only pay for what you need”, their slogan should be “only pay for what you have to”.
- Progressive was always a great company for us to work with. Because we’ve totaled multiple vehicles and they were always there ready to help us.
Lowest Rated Customer Reviews
- Progressive is the ABSOLUTE WORST auto insurance I have EVER had the displeasure of using! WOULD NOT RECOMMEND! Deplorable service.
- Progressive have become a Scam over night. They have so many unqualified people including managers and they cannot help you nor protect you specially this CoVid 19.
- I changed to Progressive last year and they gave me good price. But after 6 months they making a big deal about $20 credit do to coronavirus but they didn’t announce that they raise the premium by $90. Bad business!!!
- I thought Progressive was going to be a great ins company. I was given great rates until I realized they added a driver to my policy whom which I did not add and my insurance tripled. It was nearly impossible to get her off my policy and I had to cancel. Even though I cancelled they are still charging me $176 which is ridiculous. Highly would NOT RECOMMEND!
- Awful, awful, awful! You better hope it doesn’t rain where you live. Because if the adjuster sees one larger puddle in your yard, Progressive immediately calls it a flood so they don’t have to pay. Seriously! Any home damage caused by a hard rain will be termed a flood by Progressive so they can use it as a loophole to avoid paying ANYTHING! BEWARE…DO NOT GET PROGRESSIVE!
Progressive Auto Insurance Customer Reviews part 2
Highest Rated Customer Reviews part 2
- Thank you Progressive for everything that you’ve done for me this past couple of weeks and I really appreciate the time and effort that you got explaining to me everything that need to be done with my auto accident.
- my overall experience was great. Everything was quick and easy. The Customer service was excellent!
- Very responsive. Can do pretty much everything online. Very reasonable rates and rates go down with loyalty. Multi policy discounts, lots of discounts available. Don’t think I’ll go with another company again. I switched for a lower rate and my rate ended up going up with that company so I switched back. I won’t switch again. They also have a deductible savings which is awesome if you don’t get into accidents.
- Would definitely recommend. They have very good rates and I save a ton with safe driving, etc. Not to mention I got hit from behind by a truck. The claim was so easy. Take pics, send in, etc. They fixed my car like new in 3 days!
- Progressive auto insurance provides excellent rates, comparable to USAA; and their mobile app and online site is very user-friendly. As retired military, we were convinced USAA was the insurance we were supposed to use, until our son recommended Progressive. This is where we will stay!
- Good discounts and rates. Excellent loyalty program. Big reliable company. Fast response, fair – high integrity – lower premium during COVID 19. Funny ad and creative advertisements.
Lowest Rated Customer Reviews part 2
- Do not get Progressive. Instead get Elephant or Allstate. Progressive adds drivers to your policy without consent if there is there is another person with the same address, in turns your premiums go up.
- This is a Mickey Mouse company that will screw you and anyone they can! I have escalated my complaint to the Insurance Regulatory personnel and will NOT stop until justice is completed to my satisfaction. DO YOURSELF A FAVOR AND GET THE REQUIRED INSURANCE ELSEWHERE!
- This company has the worst customer service I have ever encountered. No meet in the middle just do not care about the consumer. I would never ever buy insurance from them again.
- Terrible company. Would give a zero if possible. Never had a claim and then when we finally did, they refused to help us in our time of need. Go somewhere else that will actually take care of you when you need it.
- We insure 1 of our vehicles with Progressive big mistake. Paid our bill, called and they yelled at us. No listening skills, they lied to us were rude and still do not comprehend our concerns.
- I submitted a claim last week. It has been over 4 days, but nobody contacted me. They signed me a representative who could not be able to get contacted. Called over 10 times and left 3 messages already.
- Progressive is the worst insurance company to deal with. They refuse to pay fair replacement value for cars. The CEO is a leach who gets rich off of ripping people off!
Customers Progressive Car Insurance Reviews part 3
Highest Rated Customer Reviews part 3
- Progressive saved me over $300 the first year I became insured by the company. Now, after 10 years, my auto insurance is down below $500 a year & I have loyalty perks. The customer service is great & the website so easy to use!.
- When I had an accident they were helpful even though I was not filing a claim with through them. They are always helpful on the phone. Their website is easy to understand.
- I found the sign up very easy and straightforward. The overall value is excellent. Their reputation is also excellent. Also the coverages offered are very competitive. The mobile app is very easy to use. I’m glad to have chosen Progressive. I couldn’t be happier.
- Pleasant always helpful. I am very pleased with my experiences with progressive. I would highly recommend your services to others.
- They are affordable. Firstly provide a variety of options and allow you to choose what you want as part of your plan rather than trying to sneak it in and charge for it. They also are empathetic. During the pandemic, they automatically provided me with a discount.
- Progressive was very easy to work with when we had to get a damaged windshield replaced. Very expedient, great customer service, & price better than most. Also we love the discounts & were never offered these with our old insurance – MetLife – who we were with for 10yrs but never gave us the loyalty discounts that Progressive does!
Lowest Rated Customer Reviews part 3
- My wife was involved in a minor traffic accident on Aug 24th 2021 causing approximately $1,741.99 in damages to her 2010 Ford Escape. My wife had a green light, the other driver had a red light. So the vehicle was repaired costing a total of $1741.89. My USAA insurance paid the 741.89 minus the deductible of $1000. Progressive refuses to pay the deductible despite the police report. Resolution: Have progressive pay the $1000 deductible.
- I was in transition from Florida to Georgia. I purchased the car during the process and registered it in Florida where I bought it. Progressive was informed of this. And continued to sell me a policy. A few months later a friend and I were discussing insurance and I told her I was insured with Progressive and she said that she didn’t they covered Florida. So it called Progressive and ask them and I was told that they did.
- After 2 months my payments went from $238 to over $400 for no reason. Stopped auto pay and they still took money out of my account. Was put on hold for over 1 hour waiting for a supervisor. Finally hung up. Worst customer service I’ve experienced.
Other features of Progressive Auto Insurance
- Online comparison tool: Compare prices to competitors online.
- Name Your Price tool: Tell Progressive what your budget allows, and it will show you a range of options.
- Deductible Savings Bank: Optional coverage that will decrease your policy’s cost every six months.
- Small accident forgiveness: Rate won’t increase for a claim under $500.
- Large accident forgiveness: If you have an accident but haven’t had any accidents or violations in the past three years, this insurer won’t raise your rates.
- Roadside assistance: Roadside assistance covers towing, flat tire changes, fuel delivery, and lock-out services.